"When my cat needed a five-thousand-dollar operation," John says, "I was in a bind. I’d lost my job and just didn’t have the money. The operation would mean saving my cat. But in these tough times, I didn’t know what to do."
约翰并不孤单在他的困境中。没有保险，他的情况似乎是可怕的。幸运的是，他的一位朋友通过Facebook和MySpace设置了一个“拯救煎饼”筹款人。捐赠支付给Paypal和家庭的一些帮助，他设法刮去了足够省去养煎饼，a英国短毛士。
约翰现在购买了宠物保险。据他说，“你不能依靠讲义。我发生了什么事物是一个奇迹，它可能下次不会发生，所以我确信我覆盖了我的基础。”
但是，有些人并不像约翰那么幸运。
“当我的狗，Boxy被诊断出来癌症，我只是无法负担化疗，“杰西卡解释道。”没有办法筹集资金。当兽医询问我是否有保险时，我被震惊了。我甚至不知道动物有这样的东西。如果我知道，Boxy今天会有真正的机会。我很快就会得到一只小狗，是的，我会确保他保险。“
对于杰西卡，保险是正确的途径。"I’ve looked into it, and there are different types of plans and deals. More importantly, it really isn't that much each month. Boxy was family, and to lose him because I just didn’t have the cash was an awful, awful thing. Even if my next dog never gets sick, for me, it’s worth it for the peace of mind.”
然而，亚当看到了一些不同的事情。
“我一生都养了一下。我努力工作并挽救我的钱，”他解释道。"Not to mention my pets are all indoor creatures, get fed the best quality in food, and have their regular veterinary check-ups. Sure, things have happened, but those things were all caught early. So by my calculations, I’ve spent a little less than insurance would have cost me up to now."
如果发生了成本数千美元的事情？“我有钱掩盖，”亚当说有点见面。“我想我们会在我们来的时候越过那座桥梁。”
他对其他宠物所有者的建议？“这是我的个人决定。我有钱，”他用耸耸肩说。“但如果你不 - 如果我没有 - 那么是的，我会让他们保险。但宠物保险应该是个人决定。”
保险宠物（或不保险宠物）绝对是私人事件。如果您正在考虑它，那么最好的赌注就是进行研究，权衡利弊。如果您决定购买宠物保险，则在店铺购物并选择最适合您的政策。
我们的宠物真的就像我们的孩子。所以，如果你能负担得起的覆盖，而且买不起毁灭性疾病或事故的未知成本，那么也许是时候考虑到对待这一点的时候。